.
We recently met with a couple who were buying a property in Tamworth.
They submitted their application directly to their current lender, Santander, believing this would be the easiest option.
They endured months of back-and-forth, sending in documents and waiting for decisions. Six months later, the entire chain was understandably very stressed, putting immense pressure on our clients, as they had had enough.
They then discussed their application with our senior mortgage advisor, Lisa Howell, to see if she could help.
With her deep understanding of the mortgage process, Lisa advised them that their application would never have been acceptable with Santander due to certain criteria, so they submitted it to an alternative lender.
Less than a week later, their mortgage offer was issued.
This is just one example of many reasons why it's essential to speak with a professional broker. If you need any help, advice or reassurance, we are here to help. Feel free to pop into our High Street Financial Services office in Warwick House or call us on 0121 323 4999 to arrange a physical or virtual appointment.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. Our typical fee is £399 and only payable on mortgage application. There is no charge for an initial consultation.
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