News

Do you have any questions about buying or selling a home for the first time and need some help? Such as...... Can my parents or Grandparents help me with a deposit? Take advantage of the experience and expertise our senior sales team can provide and join us on Saturday, the 2nd of March, at the Trinity Centre in Sutton Coldfield between 10.00 AM and 1.00 PM for our informal First-Time Buyer and First-Time Seller Day. You can talk to some of our senior sales team, who can help, ad...

The number of mortgage approvals hit a six-month high in December as falling mortgage pricing and renewed buyer confidence “breathed new life” into the property market. Bank of England data shows there were 50,459 mortgage approvals for home purchases in December. The figure was up 2.3% on a monthly basis and rose 25.6% annually. It was the third consecutive monthly increase and the highest level since June 2023. If you need any help, advice or reassurance, we are here to help you. Feel free...

The local property market update - January 2024. There was a 14.84% increase in the number of new listings that came to market in 2023 when compared to 2022. The increased competition between sellers and more choice for buyers would explain why the average asking price of these new listings was 3.7% down on 2022. There were 77.1% more price reductions compared to 2022, and this is 38.43% higher than the five-year average as well. The significant increase in price reductions was m...

Considering extra mortgage payments? Given the current landscape, the question is– is it more prudent to overpay your mortgage or bolster your savings? The crux of the decision hinges on your existing mortgage rate. If your mortgage rate is comparable to or exceeds your savings rate, it might be a strategic move to allocate any surplus funds towards mortgage overpayments. Of course, the optimal choice depends on your unique financial circumstances. Opting for overpayments results in a ...

Why do young adults need life insurance?We understand that life insurance may not even cross the minds of many people under 30.However, ‘age is just a number’ as the saying goes, and there could be other factors in a young person’s life that make taking our life insurance a wise idea.It is advisable to get cover if anyone in your life is financially dependent on your income – this could be children, relatives or a partner. If you have a mortgage, are married or are in a civil partnership...