News

John’s tip is very important and can save a lot of hassle and disappointment during the home-buying process. It's always a good idea to get pre-approved for a mortgage before beginning your property search so you know what your budget is and what properties are within your price range. This can also give you an advantage in a competitive housing market, as sellers will be more likely to consider offers from buyers who are already pre-approved for a mortgage. Call our local team of expert...

John’s tip is very important and can save a lot of hassle and disappointment during the home-buying process. It's always a good idea to get pre-approved for a mortgage before beginning your property search so you know what your budget is and what properties are within your price range. This can also give you an advantage in a competitive housing market, as sellers will be more likely to consider offers from buyers who are already pre-approved for a mortgage. Call our local team of expert...

Reasons to be cheerful! It's that time of year again when winter is finally behind us, and we can all look forward to better weather. The longer days often bring positivity, and with that, decisions are made now for the forthcoming year. Even the media seem to be getting behind this positivity. Glancing at some of the headlines this week, I quickly read the following. BBC - "UK growth confirms recession avoided in 2022." Daily Mail - "The best five-year fixed mortgages are b...

In March, the momentum seen in February continued into this month. We agreed sales on ninety-two homes which was our best month since June 2022. We received instructions to sell 145 homes which was higher than any other month in 2023 and 2022, and we now have more properties available for sale. The Nationwide issued a statement saying property prices nationally dropped by 0.8% in March. Locally we are finding that demand from would-be buyers remains good, and many homes continue to sell...

Hey there! Today we're talking about an important mortgage term called the Early Repayment Charge or ERC. It's a penalty that some lenders impose if you decide to pay off your mortgage balance or reduce the amount you're borrowing before the end of the agreed term. The reason for this charge is to make sure the lender still earns some interest if you pay off your mortgage earlier than expected. It's good to know that not all mortgages come with an Early Repayment Charge, and those that do mig...