News

There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes, we merely offer advice and reassurance.Lauren recently met with a couple who had both suffered significant health issues over the last couple of years and wanted to move to a rural location. They had gone to their bank, Santander, which offered them a maximum mortgage of £26,000. They needed £56,000 to make their dream purchase work. With Lauren's experience an...

July proved to be one of the most active months seen so far in 2024. We arranged 1292 viewings and received 305 offers. Of the sales agreed, offers were accepted, on average, at 98.9% of the asking price, and 44% of them were at the asking price or higher. At the time of writing, locally, there are 8219 homes on the market, and 48% of them are currently sold, subject to contract. At the height of the Covid market 70% of all properties on the market were sold, subject to contract, which highl...

There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes, we merely offer advice and reassurance.Some young first-time buyers came into our offices to see one of our mortgage advisers, Lauren Clark, seven weeks after meeting with another mortgage adviser from another company. The other adviser had charged them £899 to submit a mortgage application, and they still hadn't received a mortgage offer after all this time! La...

Welcome to our latest local property market update. If there's anything specific you would like me to cover, please send me a reply. There is a lot more choice for buyers and more competition between sellers. The good side of this is increased optimism about more properties entering the market, even in the political/economic uncertainty we have seen and with higher interest rates. Market conditions are not putting people off from entering the market and making a move, which is a good thi...

Check critical illness cover meets your needsWith medical advances constantly evolving, it is important to review your critical illness cover to ensure it still meets the needs of you and your family.Which illnesses are covered?Insurers often revise the illnesses that are covered to reflect medical advances, so make sure you know your policy. For example, insurers will specify which illnesses are classified as cancer; in some cases, progressive cutaneous lymphoma and sarcomas are included. Also,...