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Mortgage support helps borrowers It’s no secret that many mortgage holders have had a tough year. Soaring interest rates, on top of other cost-of-living pressures, have put pressure on household bills. Thankfully, there are three key reasons for mortgage holders to stay calm… Repossession is a last resort If you’re worried about your mortgage payments, lenders can help with a payment plan to get you back on your feet. In the first three months of this year, only 750 homes and 410 ...

The local property market - October Nationally, the Nationwide Building Society announced that property prices rose by an average of 0.9% month-on-month in October. Across the UK, house values have dropped by 3.3% compared with October last year, the lender went on to say. What is important to remember, though, is that property prices remain considerably higher than pre-pandemic levels. According to Zoopla, the mix of buyer types so far in 2023 confirms that first-time buyers agreed to b...

There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes, we merely offer advice and reassurance. Due to the current market conditions, we check the latest rates regularly. This month, Fleur reviewed the mortgage market for one of her clients, who had initially applied for a mortgage when the rate was 5.49%. Over the last few weeks, rates have been coming down, and because we have an unrestricted range of mortgages...

Research has shown that online searches for the phrase ‘when will mortgage rates drop?’ surged from practically zero a year ago, to almost 7,000 during June and July this year, as worry clearly dominates for UK mortgage holders. Hopes that rates have peaked heightened in September. After 14 consecutive meetings where rates were increased, good news came when the Bank of England’s Monetary Policy Committee voted to retain Bank Rate at 5.25% at its latest meeting. In what has been a challe...

A big thanks to Taburik .Z for the great Google Review. "Fantastic serviceSpecial thanks to Shakeela and John.So patient and understanding.Would absolutely recommend if buying new house or for great advice 🙂" MORTGAGES & INSURANCE “There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. Our typical fee is £349 and only payable on mortgage application. There is no charge for an initial consultation.” Thinking of selling? Use the link b...