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Will having a baby impact your mortgage plans? Having a baby can impact your mortgage journey, but it's not a deal-breaker. You generally don't have to inform your mortgage provider about the baby, but it's wise to consider the financial impact. Babies come with added expenses like childcare, so factor these into your budget. If you're pregnant, it shouldn't make it harder to get a mortgage if you have a stable income and good credit. Some lenders may be cautious if you're nearing your due date...

Mortgage payment protection insurance (MPPI) is a type of income protection. It can cover the cost of your mortgage each month if you lose your job through no fault of your own or you’re unable to work because of a serious injury or illness. Call us on 0121 323 4999 for an initial free, no-obligation chat. MORTGAGES & INSURANCE “There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. Our typical fee is £349 and only payable on mortgage ap...

Another Great Google Review! "Lauren was absolutely superb, we could not ask for better advice and support. We had a bad experience with a previous mortgage advisor, who worked for a different company. Lauren knew this and couldn’t do enough toSupport us. Lauren really looks after her clients, she is personable, and very professional, always aiming to do her very best for us. Lauren always delivered on what she said she was going to do and kept in regular contact with us throughout the whole ...

Current predictions for 2023 suggest that property prices will fall 5% nationally but remain 16% higher than in 2019. Transaction numbers remain subdued and are expected to be 10% lower than in 2019. Closer to home in the Midlands, according to Zoopla's house price index, annual house price change remains positive by between 0.5% and 1%, and it is the south of England that is experiencing negative price movement. Locally, we were instructed to sell 152 homes, which is the highest number ...

Looking to take control of your financial situation? Begin by using a budget planner. As of August 16, 2023, here's an insightful blog post on budget planning, its advantages, and how to initiate your journey toward financial well-being. Benefits of Using a Budget Planner: Clear Overview: A budget planner offers a comprehensive view of your finances, helping you understand your income sources and expenditures, and promoting informed decision-making. Goal Achievement: Budgeting facilitates ...