News

There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes we merely offer advice and reassurance. A young couple came in to see John this week as they wanted to buy their first home together. They were very nervous about taking such an important step but having explained the process and assessing their circumstances, John was able to provide them with the support they needed together with a mortgage agreement which p...

Despite the challenging economic news in recent months, sentiment among movers in the housing market seems surprisingly resilient. Factors such as mortgage rates, inflation, and volatility in house price growth have not deterred the house-buying public from making their moves. People who are serious about moving are pressing on, motivated to make decisions and complete deals. Locally, based on our accepted offers, in July, the average difference between the asking and agreed price was just minus...

Considering choosing a ‘mammoth mortgage’? A standard mortgage used to run for 25 years, but there is a growing trend for so-called ‘mammoth’ loans spread over up to 40 years as first-time buyers and movers opt for lower monthly payments. A dramatic increase According to UK Finance, the last two years have seen a dramatic increase in 40-year mortgages. In February 2023, 18% of all first-time buyers opted for a mortgage term of 35 years or more, compared to 8% in February 2022...

Kiran Kauser was very happy with the Mortgage Hub! “I would highly recommend Kirsten to be your mortgage advisor, from the very start she advised me on what she thought was best suited to my requirements and offered me with the best advice. She was very efficient in her response times and kept me updated at every stage. The service provided by Kirsten was impeccable and I will definitely use her again.” MORTGAGES & INSURANCE “There may be a fee for arranging a mortgage and...

There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes we merely offer advice and reassurance. One of our clients was recently diagnosed with Breast Cancer at just 39 years of age. Fortunately, our senior adviser, Adam, had discussed their personal insurance and arranged critical illness and income protection cover for the mortgage. Our client received a lump sum payment to clear the mortgage and also received inc...