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Major High Street lender has reduced their rates today, and we expect others to follow.
26 July
Jul 26
26th July 2023
Major High Street lender has reduced their rates today, and we expect others to follow. At the Mortgage Hub, we know there are many things to consider when buying a home. If you are looking for free impartial advice about the local property and the mortgage market, call us on 0121 323 4999 or pop in to see us at our offices on the High Street in Sutton Coldfield....
Should I buy a house without a qualified surveyor inspecting the property?
19 July
Jul 19
19th July 2023
Should I buy a house without a qualified surveyor inspecting the property? Many buyers rely on the lender's "mortgage valuations" to determine the condition of the home they are looking to buy. Many of these "mortgage valuations" are now being completed without a physical inspection. This means that a surveyor will not visit the property, and an automatic assumption assumes that the property is in "average" condition. Here's one reason why you should consider a physical valuation by a quali...
There are many ways we can help clients
13 July
Jul 13
13th July 2023
There are many ways we can help clients in these uncertain times. To put it simply, it's not just about obtaining business. Sometimes we merely offer advice and reassurance. Our senior adviser, Mandy, met with some first-time buyers this week who had just had an offer accepted. After reviewing the various options on offer, Mandy recommended the Nat West. The clients went away to consider their options, but in the meantime, Nat West advised Mandy they were about to put their rates up, so she ...
Should I buy a house without a qualified surveyor inspecting the property?
11 July
Jul 11
11th July 2023
Many buyers rely on the lender's "mortgage valuations" to determine the condition of the home they are looking to buy. Many of these "mortgage valuations" are now being completed without a physical inspection. This means that a surveyor will not visit the property, and an automatic assumption assumes that the property is in "average" condition. Here's one reason why you should consider a physical valuation by a qualified RICS surveyor. Risk assessment: A physical property survey helps assess p...
Critical illness cover
6 July
Jul 6
6th July 2023
Are you facing difficulties obtaining life or critical illness cover due to existing medical conditions? Different insurance providers have their own underwriting guidelines and terms and conditions. Just because one provider declines coverage doesn't mean all providers will do the same. Our personalized approach has helped clients secure life insurance and critical illness cover, even when they thought it was impossible or had previous insurance rejections. The Mortgage Hub will take t...
